One of the best things you can do for you family and friends is let them know what your funeral plans are. They will know exactly what you want for your funeral and will not have to make decisions when they are grieving. Pre-Planning, most especially, gives you peace of mind and a sense of control and does not need to be overwhelming or scary. With appropriate advice, it can be a positive endeavor. Here are some things to keep in mind.

	It is your funeral. Make sure you write down and talk to friends and family about your wishes for your funeral, including cremation or burial, type of casket, memorial stones, or urn you wish to use.
	Find a Funeral Director who listens to your wishes instead of imposing his or her own thoughts. A Funeral Director is there to offer you advice, but remember, all plans need to be your own decision.
	A new concept for letting family and friends know your thoughts is called and Ethical Will. This type of Will is distinctly different from a document that states how your assets should be divided. An Ethical Will gives your thoughts for people you have cared about during your life.
	Make decisions on who receives your assets before you are gone. These decisions create a precious way to pass on memories and stories to your family before you die.

After you have planned your funeral and have decided you want to set aside funds to cover the costs, make sure you understand your options for Pre-Paying as well as the terminology used. The staff at Moore Family Funeral Homes can give you the appropriate advice and explain the terminology so that you fully understand it.

There are options on how to pay for your funeral. If you choose to pay the funeral home directly, they place to funds into a “funeral trust” at the bank. Over time, this trust will build interest in hopes that it keep pace with inflation between time of deposit and time of need. Most funeral homes prefer that you take out an insurance policy. This gives you, as the payer, more security and the funeral home has the insurance company as an administrator of the payments and death benefits. In addition, insurance guarantees payment of the pre-need amount in the event you die prior to the payment being made in full.

Talk to your Funeral Director about your funeral plan. Make sure he or she knows whether you might move away from where the funeral home is located, have special burial plans in a cemetery out of town, or future financial concerns.

Pre-planning your funeral might seem overwhelming. However if you think of it as a way to pass on cherished memories and wishes, planning could become a rewarding experience that can offer great peace of mind.